Buy Now Pay Later (BNPL)

Starting a buy now pay later (BNPL) plan on Cyan


Cyan currently supports OpenSea, LooksRare, and X2Y2! We are adding more marketplaces in the near future. Please let us know which one you'd like to see!

BNPL (Buy Now Pay Later)

This is the first tab in the Cyan dApp. It allows users to purchase an NFT today and pay off the balance over 3 months. Users make 4 equal payments, of which the first is due on initiation of the plan as a down payment. Payments are made every 31 days.


Easy to use marketplace format - select the collection and NFT!

Select your target Collection and click on the NFT you wish to purchase.



Only approved projects can be purchased on a BNPL plan. Click on List of approved projects to see the full list of collections whitelisted. We are frequently adding projects, and we appreciate your patience as we onboard them :)

In the menu you'll be greeted with all the details for the plan:


Click Accept and Start Plan to make the down payment


Clicking on Accept means the user agrees that any missed payments will result in a default of the NFT and all payments made to date.

Once everything looks agreeable, click on Start Plan to initiate the plan! Make sure to confirm the on-chain payment through your wallet to kick-start the plan. The initialization process takes anywhere from 10 to 30 minutes, as the NFT is purchased from the marketplace and goes into Cyan's wrapper contract.

Make the payments as they come due, and on the last payment the NFT will be released to the user’s wallet πŸ™‚. In the meantime, the user will have a Cyan-wrapped version of the NFT, called cNFT, which will synthetically have all the utility of the underlying NFT.

Please see details for specifics on what utilities are passed on.


At this time, Cyan does not have discounts to interest for early repayment, but this is a feature commonly requested so it is on our roadmap!

What’s Next